Almost $13 trillion. That's the eye-popping figure for total household debt as of September 30, 2017, according to the Federal Reserve Bank of New York. To put that in perspective, the former record was set in the first quarter of 2008, right before the onset of the financial crisis. Credit card debt, auto loan debt, student loan debt and mortgage debt are all on the rise (and while home equity loans and lines of credit decreased slightly, borrowing is projected to ramp up significantly in the next few years to come).
If you're one of the many resolving to get a handle on your debt in 2018, starting now could give you a significant head start. The good news: You don't have to do it the old-fashioned way. Here are some tech tools to help you reach your goal.