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ESM Director Klaus Regling on the European Banking Union

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ESM Director Klaus Regling on the European Banking Union
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Who will close down failed banks? The European Commission or national supervisory bodies? What will be the outcome of the power struggle between Germany and the European Commission regarding the future design of the European Banking Union? Do Euro-countries need a “single resolution mechanism” to wind down crashed banks? Why it takes so much time to put together the European Banking Union, how the huge delay can be explained? And: who pays for future bank failures? Again the European taxpayers?