Apart from some inevitable Christmas shopping, European consumers are in wait-and-see mode; they don’t seem to be in a rush to open their wallets in some parts of the EU, according to consumer credit group Cetelem, which has just released its annual survey results.In 12 countries in the south, north and east Europeans were asked how they felt about the future. 37% said ‘worried’, 11% said ‘resigned’, and 9% said ‘revolted’. But optimists and enthusiasts accounted for 37%. Britain, Spain, Russia and Belgium were notably more upbeat than others. Germans saw things darkest of all. The poll was done in September. Most people said they favoured saving rather than spending.